HOW IT WORKS
Once we find a cheaper loan, you get cash.

1. Apply in minutes
Submit your information with no impact to your credit score, no obligation.

2. We find the best offer
We search through all our lending partners to get you the maximum savings.

3. Get cash back today
We advance your savings today and you keep the same or lower monthly loan payments.
HOW WE DO IT
We only get paid if you do.
It’s free to check how much you’re owed.
Our lending partners are willing to give you a lower interest rate after a few months of paying your car loan in time.
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On average, our application takes 2 minutes and customers get cash back offers of $3,428.
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We only charge a fee of $399 if you choose to refinance. This helps us cover our operating costs.
Here’s why customers love us
4.8
verified reviews

Martin W
Upfront made switching from my previous lender very easy. They got me $2,080 cashback! I recommend it to anyone who is looking to save money on their car loan.

Laura N
This was very easy to use, they pull in my current car loan and match apples to apples. Appreciate this service! Fast, efficient, and easy to use!

Peter B
Absolutely fantastic service. They found us a loan for $960 less a year. I highly recommend their service!
Benefits of refinancing with Upfront
Get on average $3,381
cash back
This is the real average cash back offer on Upfront. 80% of qualifying customers get over $1,000 in cash.
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Spam free and secure
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Your data is safe with us. We’ll never sell your personal information, ever.
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See your offer
in seconds
Our tech lets us compare quotes faster than anyone else out there.
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Get the best rate from dozens of lenders
We do the heavy lifting and check rates from multiple lenders. With us, you’ll get the best refinancing rate, guaranteed.
We only earn money if you refi
Checking your savings is free. We only charge a fee of $399 if you choose to refinance. This helps us cover our operating costs.
Complete everything online or chat with an agent
Work with us how you want to. Refi your car online, or speak to an agent via text or call if you prefer.
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